Instalment Loan Calculator, Travel Cards. Source:Inland Revenue Authority of Singapore (www.iras.gov.sg) To find out how much you would need to pay for your stamp duty, use our Stamp Duty Calculator. Copyright © 2018 United Overseas Bank Limited Co. Reg. Private Home Loan- Information on a customised home loan that’s tailored to your needs whether purchasing a new home or re-financing your current home. The property that you want to buy has to be acceptable as a collateral for the mortgage. Other than the down-payment, there are other fees payable when purchasing a residential property. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Tax amount = (Tax Rate x AV) – Applicable Rebates (if any), Instalment Payment Plan's Terms and Conditions, Cash Deposit Limit at Cash Deposit Machines. If you are planning to buy a home or re-finance your housing loan, UOB Home Loan offer you attractive features and interest rate. You should consult your own professional advisors about issues discussed herein. The amount of downpayment plays an important role in determining the. You will also need to weigh the benefits and risks of property ownership to determine if it will work for you. It will mean that you have received a loan commitment from the bank. Buying a property is a financial commitment that requires you to plan ahead, reflect on where your life is headed and what you hope to achieve along the way. Information on the use of CPF funds is available from the CPF website. Acceptable collateral are single houses, twin houses, town houses, shop houses, and residential condominiums. This publication is strictly for information purposes only and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Besides the fees listed below, you should also find out more from the sales agent or your lawyer on any other fees which you may have to pay. Effective date: 31 August 2020 The basic Mortgage Interest Rate (MIR) of UOB Vietnam is 8.70% p.a. For more details, please speak to our Mortgage Specialists. Learn more about: Once you have decided that buying a property is the right move, it is time to work out the sums and that means taking a good look at your finances. AC_FL_RunContent( 'codebase','http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=9,0,28,0','wmode','transparent','width','536','height','84','src','/assets/images/personal/loans/property/steps_half','quality','high','pluginspage','http://www.adobe.com/shockwave/download/download.cgi?P1_Prod_Version=ShockwaveFlash','movie','/assets/images/personal/loans/property/steps_half' ); //end AC code Every $100 or part thereof of the first $180,000, Every $100 or part thereof of the next $180,000. No. Receive up to S$1,000 with every referral. After you have committed to a property, there are also other various costs to consider: Getting an in-principle approval (ie, a credit pre-approval) from a bank before starting your search for a property is a good first step to take. UOB PRVI Miles American Express ® Card; UOB PRVI Miles World Mastercard Card Step-by-step guide to getting a mortgage – Step 1 of 3: All Rights Reserved. Next Step: Compare Rates & Benefits Now that you have a good idea of your property value, find out the benefits you'll enjoy from taking up a UOB HDB Home Loan under compare rates & benefits. It lets you know, at the early stage of your preparation, the loan amount that the bank can offer and enables you to focus on properties that you can afford, making your home search more efficient.